Academy Credit Card
Your approval odds for Academy credit card
Thus, you should have a minimum fair credit score before applying for an Academy Credit Card for approval. If your score is too low, you have to improve your credit score first. There are more benefits you can get if you have a good or excellent credit score. Academy sports credit card score needed for approval :
Excellent Credit 750 – 850
Good Credit 700 – 749
Fair Credit 640 – 699
Features and Benefits of Using Academy Credit Card
Academy Credit Card’s Rewards Points Values
How Much Can You Get Using This Credit Card?
Why Should You Get This Credit Card?
As with most store cards, this card is pretty much only useful if you spend a considerable amount at Academy Sports + Outdoors. You’ll get 5% cashback on all purchases at Academy Sports in-store and online, and free standard shipping on Academy.com orders of $15 or more. This card has no annual fee. Unfortunately, if you’re looking for the Visa version from U.S. Bank, it is no longer available for new applicants.
Mostly asked question (F.A.Q)
What is the process for an Academy Credit Card application?
You can apply for an Academy Credit Card through the Academy’s website, or by filling out an application at your local Academy store. Keep in mind that in-store applications require you to present a valid government-issued photo ID. Unfortunately, phone applications are not possible for the Academy Sports + Outdoors Credit Card.
Credit score needed for the academy credit card for approval?
A minimum 638 credit score is required to qualify for the Academy Sports + Outdoors Credit Card. Just having a credit score at or above that number does not guarantee your approval. Issuers take a variety of other factors into account, including your income and existing debt obligations.
How much is the starting academy sports credit card limit?
The starting credit limit of the Academy Credit Card can be as low as $100. Basically, the starting credit limit depends on your creditworthiness. The issuer will take various factors into consideration when deciding your credit limit, such as your:
And if your credit history is not so bad then you might qualify for a credit limit increase soon.
How to make academy sports credit card payments?
Academy card payments can be made online or over the phone. To pay your Academy Credit Card bill online, log into your account on Comenity Bank’s Academy portal. Navigate to the “Payments” section and add your bank account and routing number. Then, choose your payment date and payment amount.
To make your Academy Card payment over the phone, call the number on the back of your credit card and enter your credit card number when prompted. You should be able to make a payment through the automated system. But you can also opt to speak to a customer service rep who can handle processing your payment.
How long does it take to get approved for the Academy Credit Card?
Most Academy credit card approval decisions are instant but in some cases, it can take up to a week.
You can check your U.S. Bank credit card application status by either logging into your U.S. Bank account online or calling customer service at 800-947-1444 and providing your Social Security number. You’ll find out if your application is approved, denied, or pending.
Can I pay academy credit card in-store?
No, you cannot pay your Academy Credit Card in-store.
Does the Academy Credit Card report to all credit bureaus?
The activity on your Academy credit card will be reported to all credit bureaus on a monthly basis.
How much is the Academy Credit Card minimum payment?
The Academy Sports + Outdoors Credit Card’s minimum payment is either $29 or 5% of your balance plus any past due amount, whichever is greater. You can find your card’s exact minimum payment on your monthly statement.
By paying the monthly minimum, you can keep your account in good standing, but you’ll still have to pay interest for the balance you carry. On the other hand, if you pay your bills in full each month, you won’t be charged interest.
How did your academy credit card limit increase?
Comenity Bank increases credit lines for cardholders who have good credit management. You can request a credit limit increase on your online account. In most cases, an Academy Credit Card limit can be of $500 when you just received the card after approval if you have a fair credit rating.
What is the academy card payment phone number?
You can contact the Academy Sports credit card customer service phone numbers for payments and other assistance. You can make payments online or over the phone at (877) 321-8509. Alternatively, you can also make payments in person at their outdoor store. The credit card payment address: Academy Sports credit card, P.O. Box 659820, San Antonio, TX 78265.