5 Things You Need to Know About Soft Credit Checks

Before we dive into the five things You Need to Know About Soft Credit Checks, we look into some current economic stats. The uptick in the amount of borrowed money in the US shows no signs of slowing down, signifying strengthening confidence in the economy. To put things into perspective, The Balance details that consumer … Read more

The Strategic Approach: Removing Dispute Comments without Harming Your Credit Score

Removing Dispute Comments From Credit Report   Removing dispute comments seems a little bit daunting but it’s quite straightforward if you approach it rightly. Do not follow the advice on standard credit repair blogs that say “Removing Dispute Comments From Credit Report will increase your credit score or dispute all your accounts before applying for … Read more

Why did my credit score drop 40 points ? Most Important Reason

why did my credit score drop 40 points

Why did my credit score drop 40 points? If your FICO score is high then the possibility is you will get the approval of your loan or credit card easily with a much-reduced interest rate. Your lifestyle became so easy. You will get the freedom of credit and enjoy life as per your wish. However, … Read more

Why is it so important to understand the factors that affect credit score

In school, you were always told about things going on in your permanent record. The only permanent record you have as an adult is your credit score. However, your credit score does follow you around everywhere you go. So it’s absolutely important to understand the key factors that adversely affect credit scores. It decides whether … Read more

National consumer assistance plan – FAQ

National consumer assistance plan

How do you get assistance from the National consumer assistance plan (ncap program)? National consumer assistance plan Phase One Reminder Announced in September of last year, the first phase of NCAP establishes new standards (or personal identifying information) for a record to appear on a consumer credit report. As of July 1, 2017, new and … Read more

Credit Monitoring FAQs

About Credit Monitoring • What does credit monitoring do for you? • How do credit-monitoring services work? • Which credit monitoring service is best? • Which credit monitoring service is most accurate? • Which credit monitoring service should I use? • How much does credit monitoring cost? • What is free credit monitoring? Credit Karma … Read more

Credit Repair Quiz

Credit Repair Quiz: get ready to Repair Your Credit QUESTIONS 1) how long will it take to repair your credit? A) 6 weeks B) six months C) It takes as long as it takes 2) how much time does one need to devote to your credit repair efforts? A) two to three hours a month … Read more

Credit Repair Myths

Credit Repair Myths – These Won’t Fix Your Credit Reports Fixing your credit and increasing your credit score takes patience and a transparent understanding of the ways that actually create a difference. Both are going side-by-side, fix all the negatives on your credit report, and your credit score will go up. It’s like peas and … Read more

Glossary of Credit Repair Terms

Whether you’re simply flirting with the concept of repairing your own credit or you’re ready to jump in with both feet today, do yourself a favor. Take a couple of moments to read over the credit repair terms you’ll see throughout the process. Although everything doesn’t sink in immediately, you’ll have given yourself a solid … Read more